Privacy Policy
1. Introduction
Auto Cover IQ operates as an independent educational resource focused on auto insurance. We are not an insurance carrier, agent, broker, or marketplace. This policy applies solely to information gathered through this website.
2. Information We Collect
Our subscribe form and home page opt-in form may collect your full name, email address, phone number, state of residence, and the topic you selected. The contact form only captures your name, email, subject line, and message — it does not request a phone number or SMS consent. We never collect financial details, driver's license numbers, VINs, or insurance policy information through this site.
3. How We Use Your Information
We use the information you provide to send the educational guide you requested, deliver the SMS communications you opted into, and improve the content we publish. Your information is never sold or shared with insurance carriers, agents, brokers, lead aggregators, or outside marketers.
4. What We Do Not Do
Auto Cover IQ does not sell, rent, or otherwise hand over user data to insurance carriers, agents, brokers, lead aggregation platforms, or any third party for commercial or marketing use. Choosing to receive SMS messages from us will never result in your phone number or personal information being passed along to an insurance company or sales organization. This site exists purely as an educational resource.
5. SMS and Text Messaging
- Your mobile information is never shared with third parties or affiliates for marketing or promotional reasons.
- SMS originator opt-in data and the consent you provided are not disclosed to any third party.
- You can stop text messages at any point by replying STOP to any message. We will send a single confirmation reply and then no further messages.
- Reply HELP to any message to get assistance, or reach us directly at hello@autocoveriq.com.
- Standard message and data rates may apply, and message frequency varies.
6. External Links Disclosure
This website may include links to outside sites operated by licensed insurance carriers, agents, or comparison tools. Those links are offered strictly for reference and should not be read as an endorsement, referral, or affiliation. Auto Cover IQ is not paid for clicks on external insurance links and does not pass user data along to any linked third-party site.
7. Data Retention
Data submitted through the subscribe form and opt-in form is kept for up to 12 months unless you maintain an active SMS subscription. Contact form inquiries are kept for up to 90 days. You can request deletion of your data at any time by emailing hello@autocoveriq.com.
8. User Rights
To access, correct, or delete the personal data we hold about you, send a request to hello@autocoveriq.com.
9. Cookies and Analytics
We may rely on cookies and basic analytics tools to understand how the site is used. No personally identifiable information is passed to analytics platforms in a way that can be tied back to an individual.
10. Children's Privacy
This site is not intended for children under 13 and we do not knowingly gather information from minors.
11. Contact Us
- Company or Website Name: Auto Cover IQ (a DBA of Coverage Cleared LLC)
- Address: 1309 Coffeen Avenue STE 1200, Sheridan, Wyoming 82801
- Phone: +1 (307) 237-4156
- Email: hello@autocoveriq.com
- Website: https://www.autocoveriq.com