Terms of Use

By using this website, you agree to be bound by these terms.

Auto Cover IQ is an independent educational resource covering auto insurance. Every piece of content published here — articles, guides, glossary entries, and overviews of state requirements — is offered for general informational and educational purposes only. It is not insurance advice, legal advice, or financial advice. Auto Cover IQ is not a licensed insurance carrier, agent, broker, or marketplace, and nothing on this website should be read as an offer to sell, solicit, quote, bind, or issue an auto insurance policy.

Visiting or using this website does not create an insurance relationship between you and Auto Cover IQ or any other party. We do not have access to your insurance history, driving record, or policy details, and we cannot make individualized coverage recommendations. For guidance tailored to your circumstances, speak with a licensed insurance professional in your state.

Auto insurance laws, state minimums, and coverage rules differ from state to state and change over time. While Auto Cover IQ makes a good-faith effort to keep educational content current and accurate, we cannot warrant that everything you read here reflects today's law or regulation. Always confirm coverage requirements with your state's Department of Motor Vehicles or a licensed insurance agent before making any coverage decision.

This website may link to outside sites run by licensed insurance carriers, agents, comparison platforms, or government bodies. Those links exist for informational reference only. Auto Cover IQ does not endorse, recommend, or maintain a commercial relationship with any of those linked sites and does not pass user data along to them.

• Program name: the Auto Cover IQ Auto Insurance Education SMS Program, operated by Auto Cover IQ.
• Message types: delivery of the educational guide you requested, follow-up educational material covering auto insurance coverage and terminology, and — with a separate opt-in — occasional auto insurance tips and updates to our content library.
• Message frequency varies.
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• For more detail, see our Privacy Policy and SMS Terms of Service.

All material on this website, including guides, articles, and glossary content, belongs to Auto Cover IQ and may not be reproduced without our written permission.

Auto Cover IQ accepts no liability for any insurance coverage decision you make in reliance on content published here. Coverage decisions should be made together with a licensed insurance professional. We are also not responsible for any damages stemming from your use of this website or any linked third-party site.

These terms are governed by the laws of the State of Wyoming.

• Company or Website Name: Auto Cover IQ (a DBA of Coverage Cleared LLC)
• Address: 1309 Coffeen Avenue STE 1200, Sheridan, Wyoming 82801
• Phone: +1 (307) 237-4156
• Email: hello@autocoveriq.com
• Website: https://www.autocoveriq.com